Oh, the money is there. The money is just always going OUT of my bank account and spending very little time IN my account... This year my husband and I are embarking on a quest to pay off $20,000 worth of debt (car loans and student loans) and build up $5,000 in savings.
Here is where I will chronicle at least my side of the journey. Come join me, it'll be... well, I hope to be very happy come this time next year. :)